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Legal Notice: – The author and publisher of this website and the accompanying materials have used their best efforts in preparing this website.  The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this website.  The information contained in this website is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this website, you are taking full responsibility for your actions.

The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose.  The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.

As always, the advice of a competent legal, tax, accounting or other professionals should be sought.  The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this website. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

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